While long-term care insurance solutions have evolved over the years, the fundamental need for them has not. Consequently, there is no doubt that helping clients plan for an extended-care need must be considered an essential component of any financial plan. John Hancock’s newest Advanced Markets’ blog post discusses long-term care planning trends and claims experience, and why now is the time to look at customizable LTC options with your clients.
American men on average outlive their savings by about 8 years. American women by about 11 years.
You can address income these issues by….. turning client assets into reliable … repeatable … sustainable … and protected lifetime income. Click here to see how!
Pacific Life has repriced PL Promise Term Life Insurance to ensure that you have the pricing and underwriting advantages you….. need for clients ages 50 to 69!
Click the following link to see how great the new pricing is versus other carrier friends in the market PL Promise Term Reprice June 2019 Older Ages and Fluidless Underwriting [More Competitive] (15-47564-04) (1)
LifeInsight, Prudential’s new simple and intuitive policy management tool, makes accessing inforce policies easier than ever! Click this link ….. for details!
Starting July 1, 2019, OneAmerica will define joint applicants for all Asset Care new business as legally married spouses, domestic partners….. or those in a civil union. This change applies to all Asset Care new business, regardless of policy form number. Our definitions for Annuity Care, Annuity Care II and Indexed Annuity Care will remain unchanged.
67% of surveyed consumers think combination life products are either too expensive or not affordable*.
But how much more could a client pay if they’re not insured when they develop a chronic illness?
With Protective’s blended solution, you can prepare clients with protection against the unexpected — chronic illness coverage while they’re living and death benefit protection when they’re gone.
Protective Indexed ChoiceSM UL + ExtendCareSM: A blended strategy for keeping life on track when a chronic illness arises.
Our Express life insurance products offer simplified underwriting and application processes, which means policies are issued faster and you get paid quicker.
Here’s how our Express products can help your clients and increase your sales.
John Hancock Vitality Term protects your clients while also recognizing and rewarding them for living a healthy life. This unique life insurance solution — which has the John Hancock Vitality Program built-in — can differentiate you in the market, help grow your business, and provide clients with a valuable solution that can benefit them throughout their lifetime.